best used trucks

You can tell a lot about a person by the used truck they drive. Don't think so? Savvy used truckbuyers today are demanding both rough and tumble power and still comfortable enough to drive every day. If that doesn’t say "I'm going to push my used truck to the limit, and want to look cool doing it", I don't know what does. Used trucks that fill this tall order may be few and far between. But, when it's time to purchase a used truck more consumers are taking a hard look at the bottom line of buying a used truck, as well as the performance and features that they need.

Recent trends in design have blurred the lines between traditional work trucks and the familysedan. More truck buyers are opting for used trucks that offer the ride, comfort and amenities of upscale vehicles, while delivering the same rugged durability and performance those trucks traditionally provide.

If you're in the market for a used truck, and don't mind doing a little research to make sure your pick is a good one, consider these steps:

1. Do an online search for the reliability of the model that interests you. Type "(your model) lemon" into the search engine field and scan the results. If this used truck has a lousy reputation for dependability and/or recalls, there will be a wealth of information on forums and message boards from people with experience with that particular model to inform your decision.

2. Buy a CARFAX report. This costs around $25, but may save you a ton of money in the long run. The VIN (Vehicle Identification Number) is generally stamped on a metal plate located along the bottom of the windshield. Write this number down and submit it to see if this used truck has been in any accidents, recalls, etc.

3. Take it to a trusted mechanic. Make your purchase contingent upon the results of an inspection of the used truck by a mechanic that has no ties to the dealership. If the dealer balks at this provision, take your business elsewhere.

4. Look for a used truck that is still under the manufacturer's warranty. Most late model, low mileage used trucks will still be under the standard manufacturer’s 36 Month/36,000 mile warranty, with the engine and transmission often under warranty for much longer. Double-check to make sure that the used truck’s warranty can be transferred to you.

5. Ask for the truck's maintenance record. This step is key because if the used truck has been cared for with timely maintenance (oil changes, scheduled check-ups, etc.), most of that documentation should be easily located. If this cannot be found, take the used truck to be inspected by an off-site mechanic whom you trust.

6. Look for a used truck that has a Certified, Pre-Owned sticker. Used trucks with CPO stickers have been rigorously tested and have had any needed maintenance taken care of before they appear on the lot. This certification is typically backed by the truck manufacturer and if a problem arises, most repair costs will be covered.

Which used trucks rate the highest in customer satisfaction?

When it comes down to which models of used trucks consistently receive the highest ratings from buyers, we separated used trucks into 3 categories: light trucks, mid-sized trucks, and full-size trucks.

Best Used Trucks - Light Category

· Honda Ridgeline

The Ridgeline scored consistently well with drivers for interior comfort, best road performance, and reliability. It boasts a 255-horsepower V-6 engine with full-time all wheel drive, and has a towing capacity of 5,000 pounds.

Drivers particularly liked the innovative, lockable trunk located under the watertight truck bed and the dual-action tailgate for ease of loading. The Ridgeline received the highest rating for frontal- and side-impact crash tests and had the lowest chance for rollover among all the trucks tested by the NHTSA (National Highway Traffic Safety Administration).

· Nissan Frontier

The Frontier is another model that continues to score well with consumers and professional reviewers alike. Nissan introduced the Frontier over 15 years ago, and its rugged dependability and performance continues to inspire innovation. Used truck models come equipped with a wide variety of engine configurations for economy and heavier workload performance, plus different body styles to appeal to the full spectrum of truck buyers.

The factory-installed spray-on bed liner and adjustable, sliding cleats for secure cargo haulingare incredibly popular features for these used trucks. Under the hood, each engine is quiet (for a truck) and responds well to the throttle under a variety of on- and off-road conditions.

Best Used Trucks - Mid-Size Category

· Toyota Tacoma

In the mid-sized class, the Tacoma towers over the competition for reliability and overall performance. It comes in 18 different style variations including regular, extended-cab, and double-cab body styles as well as short and long beds.

These used trucks come in 2- and 4-wheel drive models, and feature a wide array of 4-cylinder or V-6 engines to accommodate truck lovers desire for versatility and performance on- and off-road. The flexible deck rail system with 4 adjustable tie-down cleats easily handles every type of cargo configuration, and the resale value of these used trucks continues to out-perform every other used truck in this class.

Best Used Trucks - Full-Size Category

· Ford F -150

The F-150 dominates this class and has been the best-selling full-size truck for almost 30 years. Buyers praise its dependability, performance, interior comfort and ease of use on- and off-road. This workhorse comes in a wide array of body and power train configurations and features both V-6 and V-8 engines with exceptional towing capacity.

The F-150 is also the only used truck in its class to receive the NHTSA's 5-star rating for frontal-crash safety and boasts a more comfortable ride than the Nissan Titan in comparison studies. Overall satisfaction inspires used truck buyers to remain loyal to this line again and again.

· Nissan Titan

In a class where the Ford F-150 has been the standard for full-sized trucks for decades, the Nissan Titan gives Ford a run for its money. Reviewers regard these 2 trucks as near-equals in most categories, with the Titan getting a small edge in tow capacity and power from a standard 5.6 Liter V-8.

Used truck buyers claim that the Titan's ride is a bit harsher than the F-150, but both trucks offer virtually the same mileage and resale value. The Titan’s interior is regarded as less comfortable than the F-150, but Nissan continues to encroach on Ford’s market share with innovation and sheer powertrain muscle.

Whether you're looking for a used truck to help you run your business, make your work life easier, or simply as useful for casual fun as it is for serious labor, you may be in the market for a used truck. With a little research, you can find the best used truck for your money, and the best truck for your needs, no matter if you need the rugged durability of a full sized used truck, or the dependable towing power of a smaller used truck.

Source: http://autos.aol.com/article/best-used-trucks

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Truck Accidents - the Dangers of Driving at Night

Driving at night is inherently more dangerous. It is harder to see, making reaction time for responding to hazards longer. In addition, people are more tired and sleepy, and with the disappearance of the scenery into the blackness of night, the road can become hypnotic, making even well-rested drivers lethargic.

The problems of night-driving are exacerbated for truckers. Faster delivery means more profits, and more hours on the road means faster delivery. Therefore, trucking companies insist on it as part of their desire for unrealistically fast schedules for delivery of goods. Lobbyists for trucking companies have long fought to increase the hours drivers can spend on the road, and they have succeeded in recent years. With new, less restrictive guidelines on when and how long drivers can be on the road (known as Hours of Service (HoS), set by the Federal Motor Carrier Safety Administration (FMCSA)), drivers can be on the road for as many as 88 hours in 8 days, on a rotating schedule of driving and resting, meaning that they sleep and/or drive at all hours of the day and night. All of these factors make truck accidents far more likely at night.

Dangers of the Road at Night

At night, the main hazard of the road is our inability to see. Humans are diurnal, meaning we are awake during the day and sleep at night, and our eyes are daylight-adapted. No matter how well-lit the roadway is, it is not equivalent to daylight. Point light sources create shadows that can hide dangers or create false perceptions of hazards. In addition, headlights from other vehicles create glare, temporarily blinding drivers. Light reflecting off the roadway or other vehicles can impair a driver's ability to properly gauge distances and speeds. Finally, dirt, dust, and scratches on windshields or glasses catch and reflect light from all sources. These factors create a minefield of perceived dangers while the real dangers are hidden in the dark. Even an alert driver is sometimes taken by surprise.

Dangers of Driving at Night

But at night most drivers are not alert. Many drivers have been driving all day. According to HoS rules, truckers can drive for as many as 11 hours a day. In the 11th hour of driving at the end of an 88-hour week, a trucker is completely wiped out. No matter how much he tries to keep his focus on the road, it wanders, and the center lines blur from a series of yellow streaks to an amorphous blob. It is 3 or 4 in the morning, and there have been no cars on the road for hours. Whenever the driver thought there was a car, it turned out to be nothing. The pedal goes down to make time. Your car, merging unexpectedly onto the highway is not seen, or is dismissed, and your life is changed forever as the tremendous force of impact hurls the twisted wreckage of your vehicle off the roadway, through the barrier, into a ditch.

If you have been hurt by a fatigued trucker driving at night to maintain the unrealistic schedule imposed by his trucking company, you need to take advantage of your legal recourses to make sure that trucking companies and drivers know that it is unacceptable for them to risk your life for their profit.

source: http://www.streetdirectory.com/travel_guide/213806/trucks/truck_accidents___the_dangers_of_driving_at_night.html

What Should you Know Before Buying a Used Truck

i like theses informations about used trucks:

Buying a used truck is no small thing as lot of money is involved and this investment is also directly responsible for making your work more efficient. Earlier, trucks were pretty simple with the basic build and there were not many options or confusion when it came to buying a truck be it new or old. Things have taken a change for the better off late with trucks coming with so many added accessories and attachments that it is not an easy task to buy one especially if it is old as it will indirectly imply that all these parts have been or will sooner be liable to damage. Some points to be noted when buying a used truck could be:

&bull If you know an automaker known for producing quality trucks, go for that brand &bull Size: Size matters as it will also affect the cost of the truck. Decide if you want a compact one or if your needs are heavier then you can opt for the full sized large truck. &bull Engine Size: Engine size will affect your fuel consumption which in turn will affect cost. Compact trucks usually have four to six cylinders while the large trucks have more resulting in more fuel consumption. &bull Seating capacity: How many people would the truck have to accommodate at a given time would determine the seating capacity of the truck. The standard ones usually are two seat-ers in which the seats are of the bucket type. There is no second row in these types. Storage space at the back of the seats is also less. &bull Towing needs: The size of the truck will depend on the towing needs. If the truck requires towing heavy objects, making sure you buy one which fits those needs.

I have been using goverment and police car auctions for more than 7 years. This is my business. I buy cars at a very low price and resell them later. At the website below you can read a review of the auction which provides me with great car delas every month.

source: http://www.streetdirectory.com/travel_guide/213796/trucks/what_should_you_know_before_buying_a_used_truck.html

Why Buy a Lifted Truck?

A lot of people ask this question. Why waste money and time lifting your truck, pimping it with customized rims and very very big tires??? The reason is simple, BIG BAD ATTITUDE.

Yes, when you have a very very big big bad lifted truck, you come in as mean but not in a bad way. You show that you mean business by playing and working hard. You show that you have the strength and brute force to make things go your way.

Other than attitude, a lifted truck has many benefits that normal cars do not. For example, you will be able to see through traffic much better because of your elevation. You are also much more safer because of the “muscles” that this truck have.

There are many makers to choose from. That list would include GMC, Ford, Nissan, Chevy and Dodge lifted trucks. It is up to what type of attitude you want to portray with the various designs from the different makes.

So you see buying a lifted truck is definitely a good decision if you have the money and the attitude to do so. And if you are in that buying mode, just check out the whole site for lifted trucks for sale and see which one is for you.

source: http://www.cheapliftedtrucksforsale.com/

The obligatory towing accessories when you buy tow trucks

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If everything else fits and you do not have a decent pair of mud flaps, sling straps, hooks and ratchets, don’t even think of hitting the road! Mud flaps are the first most important thing on your tow truck. Tow truck for sale has to have some basic accessories that make it ready to tow right away. So buy tow truck that meets the minimal requirements concerning safe towing of your trailer, wrecked car, camper or whatever.

Do not shame to give a bit more for wide and thick quality mud flaps. Even though those tow trucks for sale you see on online auctions seem to have a good price, it does not mean you cannot bargain even a better deal if there is something important missing on that truck. This mistake is often made by fresh tow truck owners. They buy their cheap used towtrucks for nothing and hit the road with their expensive trailer secured with fancy trailer straps.

But used trucks have deep profiled tires, their tires are wide and when hitting the highway those tires are act as a vacuum cleaner and rocket launcher in one. They will collect not stones, but nearly rocks and catapult them with speeds up to 80 miles per hour directly into whatever you are towing behind. We are not talking about an old John Deere Vintage tractor bought on sale reaching not more than 15 mph on an open road.

To make the thing even worse, poorly secured wrecker tow trucks without or with inappropriate mud flaps will get your ass sued like you wouldn’t imagine. Those rocks launching out of your tires do not know the difference between the cheap trailer you tow and a passing $150.000 Mercedes.

source: http://www.usedtowtrucksforsale.net/

Buy Used Tow Trucks For Sale 2 (The chassis)

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Let it be a pickup truck or a custom heavy duty tow truck, the chassis has to be solid. These vehicles are made for towing twice the weight of themselves and the forces upon their construction are simply enormous. Do not fall for the looks if you see the primary cage of the truck and the chassis deteriorated, oxidized or damaged beyond reasonable repair.
Sales of rollback pickups and heavy duty tow trucks are skyrocketing. There are all kind of lemons on those auction sites. The seller should be one that gives a thorough description of his truck on sale. If he seems to be hiding something, do not bother contacting him.

Selling used tow trucks is much easier than buying one. And if are a fan of vintage tow trucks, well then other criteria come in place when rating the seller of that old truck. Vintage wreckers are usually not used for active trucking but more for shows and conventions. To use a slightly different language, vintage trucks are more the ones that would rather get towed than be towing themselves.

It is OK to find out a specific trucks on sale was heavily used by its owner, but it is not OK to see it was heavily misused by the owner.

source:http://www.usedtowtrucksforsale.net/

Buy Used Tow Trucks For Sale 1

i've learned too much about used trucks , learn like me:

Towing is a profitable business in all of its aspects! Firstly a pre-owned tow truck, or a pickup is a good alternative for towing your trailer, boat, bike or a car. It is far cheaper than having to pay for a heavy duty pickup tow truck service. When you buy a surplus tow truck or a wrecker, the money you invested will return in less than 3 years. It won’t bring in its entire price within the first year, but in 2-3 years the cost of second hand rollback truck becomes smaller than the price you would have to pay for having to call towing company each single time you need a lift.

Tow trucking companies are always charging as if they were in heavy duty business. Even if they move your wrecked car or a trailer for less than 50 miles it ends up in a pure rip-off. That why towing business is one of the most profitable businesses in America. And all sorts of used wreckers and pre-owned pickup trucks are high in demand.

So finding a good used ford, gmc or Toyota tow truck for little money is a hard thing to do. There are a couple of really good tow truck auction sites, but not every truck on sale is worth its money. It is far from impossible but quite a challenge for anyone who looks to find good wreckers on sales. The three things to watch out for when deciding to give your money out for buying surplus towing vehicles:

1. The condition of the motor
Trucks and pickups offered on online auction sites are not always in a perfect condition. People that sell them know very well why are they selling their truck for a price that seems too good to be true. The motor is the heart of any truck. 4×4 pickups with towing capacity are usually not treated with soft hand. They are constantly on the road and exposed to all kinds of conditions. Used tow trucks for sale are working mules.

So on the outside they may seem like a totally missed opportunity but you really should discard the outer appearance of that truck it the machine is a good one. Bare in mind that some manufacturers are expensive in terms of buying truck parts for your vehicle.

What it counts is the motor and the maintenance costs (as mentioned before, do your homework and check out the prices for towing accessories and spare parts for your used towing vehicle) . Does it smoke too much when it starts? Does it have the original mileage on the console? Does it consume oil more than it should? What are the average annual maintenance costs? Do not let expensive truck parts ruin you within the first year of buying your truck on sale.

source: http://www.usedtowtrucksforsale.net/

New & Used Car Dealers - New Cars Vs Used Cars

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When they buy a car, New Used car dealers always had been at the people’s minds top. Over the year many of people have wonder if they should purchased new cars VS used cars. I’m actuality to accord a little advice on this since i was in difficult situation a few years ago. Their opinions on the cons and pros of new car VS used car are given by many people. Also with used car is more likely their problem, since you’re not trusty how the previous owner handles the car. Even with high distance should last you a long time, the pros are a used cars if taken care off. Think about it alike if new cars have low distance may have more problems then used cars.

You do not have to afraid about car history, warranty and mileage is the benefits of getting new cars. For the most part when you buy a new car they supply a warranty, for a destined amount of miles. If you should care about the dealer who has a good reputation, you will not have to worry about history of car. The basic is to always work a deal, so that the financing does not cost you a lot. The weakness of the new car is basically the cost and the financing. With used car the price will be low and pocket friendly.

In the end this is not about used car or new car, or compares the cons or pros of having one or the other. The best important in purchase a car is the brand in my opinion. It should last you at least 5 years, if you intend its fixed right and reliable brand. So basically in the end do a search, to find out the history of the car, and make sure you purchase from a reliable cars brand.

sourcs: http://car-ins.co.cc/used-cars-dealers/

Used Truck for Sale: Buy or sell fast

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Marketing your used truck for sale

If you have a used truck for sale, it may be understandable that you want to sell it as soon as possible. If you want to try to market your truck for sale that is used to maximize the sales of your own truck exposure is the best way to get it sold quickly.

In addition, your listing is used trucks for sale in the local newspaper is a good way to let people know that you have a great vehicle for sale.

On eBay motors you can list your vehicle for sale and perspective buyers can bid on used trucks and truck entrance to the highest bidder. The key to selling your truck that is used is exposure.

Buy a used truck for sale

If you are in the market to buy a used truck for sale ad is the perfect place to start. Most people who have trucks that are used to selling only a few are willing to haggle.

Dealerships can help you finance a used truck for sale that you are interested in.

Are you marketing the used trucks for sale, or interested in buying a used truck for sale, you will likely find someone who can meet your needs.

Marketing is both fair and cost is all that is required to sell or buy used trucks for sale!

When Posting a Truck for Sale

There are people all over the world looking for a truck for sale. This is good news for you if you’re considering for your post truck for sale.

* Words Mouth Advertising

* Newspaper Classifieds

* Online Advertising

So, let’s evaluate options for the sale of the truck ….

Well, the same rules apply to a truck for sale. Newspaper classifieds is a great way to send a truck to sell.

source: http://car-ins.co.cc/category/sell-truck/

Top Guide of Used Trucks for Sale and used cars for sale

this article is very helpful about used trucks, i brought it here for you.

It is probably a good option to initially start to look at used cars or used trucks for sale at a good quality car dealer when trying to find cheap quality car, it is smarter and economically cheaper than getting into a new car. In today’s market there are so many different types of vehicles that can be selected, with the economic down turn.

A major option is to see whether a person who has a new car but cannot allow the lease on the vehicle will sell it to you again. Buy it out for a great deal or try to negotiate a take over of the lease. Getting a new car which is slightly used for a lot less than buying it new are probably your best bet.

Used trucks for sale and used cars that are 1 year with being always fresh and new in there eyes are seeing by most common in car dealerships. From the actual new cost of that particular vehicle are believed to be as much as 20 to 40 % off

You will not only get a new car which is only a year old, but you are saving much money to boot when you are looking at buying used cars for sale. This does not mean that the car is older than one year is not good, it is just means only have to be more diligent when checking to complete the history of the car.

Talking to someone or used cars salesman from a car dealership its best to be the one in control and dictate the conversation are tips that help when negotiating for used cars for sale. Before talking do anyone from the dealership, it is good to know all the facts from vehicle in question.

Do not let on in front of the salesman that is a great, when you see good quality cheap cars for sale, because you will not have any buying power to negotiate the sale of the vehicle in question.

Always remember to get to know your facts about the truck and never show any expression to the sales person when looking at used trucks for sale, this helps immensely with the purchasing power.

When you are looking at used trucks for sale or used cars for sale ask to see the car and then have a talk on the price, try to make conversation and get a quote out of salesman right away is another great technique when dealing with car salesman

This is how you know about the salesman techniques and traits when he is trying to sell the cheap quality of the car for you.

Also, make sure always ask the car salesman to get a detailed report on the history of the vehicle, when you are looking at used cars if you decide to buy the vehicle and if the vehicle you want to buy has been in an accident.

source: http://car-ins.co.cc/category/sell-truck/

Three Reasons Why Ford Motor Company is Not on the Front Page of the Interent, TV or Newspaper

i liked this article when i read it and i hope it will be helpful about trucks.

In the business of reporting the news there is a slang term the media uses, “If it bleeds, it leads”. Interpretation: The more negative, horrifying, and grotesque the story, it is guaranteed the lead story on TV and front page of the Internet or the newspaper. Now if you throw in some “blood splatter” you are guaranteed a ringside seat for days if not weeks to come.

So with that introduction let me state my “3 Reasons Why Ford Is Not in the Headlines”

Reason # 1. Ford Motor Company has nothing negative to report.

The only news coming out of Ford Motor Company is good news. Unfortunately good news gets buried on page 32, if reported at all. For instance here are a few “good news stories”

• Ford is offering “Chrysler Orphans” incentives to discover the Ford Advantage.
• Ford Stock is selling at 600% better than GM
• Ford is increasing production of its vehicles to meet a strong demand.
• Ford just announced the strongest month of sales since July 2008
• In the Arts….Ford donated a million dollars to the Detroit Symphony Orchestra fund raising arm.

Reason #2. Ford Motor Company has offered the Best Vehicle Purchase Plans and Incentives Available.

• Get it straight from the “horses mouth”, go check out what you get for your money when you purchase a Ford. You and your family are in for a delightful surprise, find out this man’s confession and then the truth. Just click on the following link (after viewing click on the return arrow at the top left of the your screen to go back to this site) http://www.thefordstory.com/planandprogress
  
• Ford has a whole book on incentives and special deals to apply to a purchase of a new vehicle that we don’t have room to list here. For the complete list call 918-333-0900 and ask for Tina.
• Every incentive offered is made with the idea of boosting consumer confidence in purchasing a Ford Product, with no hooks, no surprises, no games…just the fact you made the right decision.
• These plans also offers you and your family 0% and other attractive financing options.
• The resell value of your vehicle will hold up real well compared to the competition.

Reason # 3. Instead of Exerting all of their Energy Putting out Fires and Administrating CPR; Ford Motor Company is Innovating on Three Consumer Focused Fronts. Producing Quality, Producing New Products, Producing New Purchase and Finance Opportunities our Customers Deserve.

• While GM and Chrysler are spending all their money and effort on deciding what life support system they need, Ford has at least 57 new consumer focused products on the drawing boards.
• We wish all the luck to our domestic competitors, fact is it will take them years to catch up, if ever.
• Ford Motor Company is now and will be for a long time the leader in total automotive innovation and quality and resell value. Ford will be the domestic Gold Standard for quality and value.
• Ford Motor Company commitment is to improve everyday as the leading transportation problem solvers in the world by producing one quality vehicle at a time. Making our customers and employees life’s better one day at a time in the process.

I want you to log this into your daily planner or your to do list and jot this down…. Come visit our dealership, Doenges Ford-Lincoln-Mercury in Bartlesville Oklahoma, pick a vehicle you like and take a test drive. At the end of the test drive I guarantee you will understand our commitment to innovation, passion and the reasons why we are the best choice.

source: http://www.bradyourcarguy.com/three-reasons-why-ford-motor-company-is-not-on-the-front-page-of-the-interent-tv-or-newspaper/

Should You Buy or Lease Your Next Car?

i read this article and i hopw it will be helpful.

The next time you’re in the market for a new car should you buy or lease? It all depends on your personal needs.

If you need to improve your credit status and have high mileage-per-year needs, buying may be the way to go. If you’re worried about cash flow, and really only need the vehicle to get the short distance between home and work every day, leasing may be the answer. Log on to www.harborcredit.com for quotes that will help you decide which option is best for you.

While most car buyers (4 out of 5) finance or pay cash, they may change their minds once they realize all the short-term benefits leasing provides. They include the following:

* Lessees don't have to worry about owning a depreciating asset.
* Drivers don't have to deal with hefty maintenance bills.
* With a car in good condition, under the mileage limit, lessees can simply return the car.
* In a time of high interest rates, a lease may offer lower monthly payments, especially with good credit.
* Consumers can enjoy purchasing flexibility – after a lease term, pick out another car. It's like a three- or four-year test drive.
* Lessees will always have the latest safety and technology innovations on the road.
* Lease plans are rarely 60-month terms – this is common with finance periods.
* Many consumers can drive away with the latest model, even a luxury car, with less cash upfront.
* If you're self-employed, you can write off your leasing payment as a business expense.

If you decide to buy rather than lease here are the benefits you can expect:

* Steady repayment can build equity.
* You avoid the repetitive cycle of renegotiating short term leases.
* You can bask in the comfort of driving a car – your car – without the restrictions of a short term lease.
* There is an end to your monthly car payments – leasing offers no such relief.
* Financing a car means never having to worry about mileage limits.
* Future car owners can also worry less about wear-and-tear.
* At the dealership, shoppers looking to finance will enjoy large cash rebates and low-interest financing.
source: http://usedcarsandtrucks.com/Buy-Or-Lease-Next-Car.asp

Is it Time to Refinance Your Car?

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Do you end every month with barely enough cash to pay the bills, and sometimes have to tap into your savings to get by? If so, it’s time to re-evaluate your spending habits.

Start by making a list of the expenses you know you’ll have every month, like rent or the mortgage, your car payment, gas, electricity and phone. Then see what you have left. You may be surprised to learn that figure is not as high as you’d like.

You can’t do much about the utilities or what you pay for your housing, but if you’re spending too much on your car payment every month, that is definitely a place you can cut back. “No you don’t have to trade your car in for something less expensive. Just look into refinancing,” says Rob Gaudio, president of Harbor Credit, a San-Diego-based company that helps match people up with lenders across the country who want to do business with them. ”The going rate for a car loan at most banks is hovering around eight percent. If you’re paying any more than that, you’re paying too much.”

Wondering how much you can save by refinancing? Say you took out a 36 month loan on a $20,000 car a year ago, and made a $1,000 down payment. With a loan at 12 percent, you’d be paying $591.11 per month. Refinance what's left on your loan at the current rate of 8 percent for another 36 months, and your payments would drop $146.55 to a more manageable $444.56 a month.
source: Do you end every month with barely enough cash to pay the bills, and sometimes have to tap into your savings to get by? If so, it’s time to re-evaluate your spending habits.

Start by making a list of the expenses you know you’ll have every month, like rent or the mortgage, your car payment, gas, electricity and phone. Then see what you have left. You may be surprised to learn that figure is not as high as you’d like.

You can’t do much about the utilities or what you pay for your housing, but if you’re spending too much on your car payment every month, that is definitely a place you can cut back. “No you don’t have to trade your car in for something less expensive. Just look into refinancing,” says Rob Gaudio, president of Harbor Credit, a San-Diego-based company that helps match people up with lenders across the country who want to do business with them. ”The going rate for a car loan at most banks is hovering around eight percent. If you’re paying any more than that, you’re paying too much.”

Wondering how much you can save by refinancing? Say you took out a 36 month loan on a $20,000 car a year ago, and made a $1,000 down payment. With a loan at 12 percent, you’d be paying $591.11 per month. Refinance what's left on your loan at the current rate of 8 percent for another 36 months, and your payments would drop $146.55 to a more manageable $444.56 a month.
source: http://usedcarsandtrucks.com/Time-To-Refinance-Your-Car.asp

No, You Don’t have to Sell Your SUV

i liked this article very much about used trucks and i hope you will like it too

If high gas prices coupled with a big monthly car payment have you thinking that it might be time to trade in your truck or SUV, you’ll be happy to know there is an alternative. Consider refinancing your auto loan at a lower interest rate, and using the money you save to offset today’s high gas prices.

By refinancing, you could get a lower interest rate, and therefore, a lower monthly payment, putting more cash in your pocket each month. Web sites like rateGenius.com make this process quick and simple. “Many people don’t realize that you can refinance your auto loan just like you can refinance your mortgage,” says company CEO Chris Brown.

Auto loan refinancing works very much like home refinancing, with one big difference. With the exception of a title transfer fee required by law, there are no costs for the consumer. “With a mortgage refinance, you pay a lot of fees,” notes Brown. “There’s a loan origination fee, closing costs, points, inspection costs. Those fees can really add up and eat into the financial benefits of refinancing.”

When you refinance, you will get a new lender for an existing loan, often for a better rate. You can also extend the payment term, skip a few payments, add or remove a co-applicant and add products (such as GAP insurance and extended warranties) to a loan.

In some cases, the company is able to arrange loans that allow up to 90 days with no payments. The savings consumers will see vary, but can be substantial. For example, if you have a $30,000 loan payable over 60 months at 12.5 percent interest, your monthly payment will be $674.95. By refinancing with rateGenius at a new interest rate of 7.5 percent, your monthly payment will drop to $601.14.

Take a few minutes to apply for auto refinancing by visiting www.rateGenius.com, or over the phone via the company’s toll free number. A loan adviser then compares offers from the company’s network of lenders to find the best deal for your individual situation. rateGenius has partnered with numerous lending institutions that provide customers with one of the most financially stable and diverse lending networks in the industry. The entire process can be completed in 24 to 48 hours.

source: http://usedcarsandtrucks.com/Dont-Sell-Your-Suv.asp

Why You Need a Vehicle Warranty

i liked the following article when i read about used trucks and i hope you will like it too:

(ARA) – Whether you’re driving around in a brand new car, or one with an odometer reading closing in on 100,000 miles, there’s one thing you can count on. Eventually, your vehicle is going to break down and fixing it won’t be cheap.

Your jaw will likely drop when the mechanic delivers the bad news. Your car’s power steering system needs to be repaired and it will cost you $875, or worse, the engine needs to be rebuilt and parts alone will run you around $2,600.

Of course your car is now out of warranty and you’ll have to pick up 100 percent of the bill. It’s times like this that you wish you had signed up for the extended warranty they offered when you bought your car or truck. So why didn’t you?

“A lot of people shy away from getting vehicle warranties because they think those offered by the dealers are too expensive and they’re better off taking their chances. But if you shop around, you’d be surprised at how good the deals are out there. You can actually get better warranties than those offered by the dealers at more competitive prices,” says Robert Nelson, general sales manager for Continental Warranty, a Malibu, Calif.-based company that offers consumer-direct extended auto warranties at wholesale prices.

If you know you’ll be trading your car in soon and just want the peace of mind of knowing it’s protected until you do, you may want to consider a 1 year/12,000 mile plan that covers your car’s major systems in case something goes wrong. Competitive plans are also available for people anticipating keeping their current car longer. Log on to www.continentalwarranty.com and fill out a simple online form to find out what rates you qualify for.

“All of the plans offered by Continental Warranty are very extensive in coverage, but be sure to ask plenty of questions until you are familiar with the terms and have clarified anything about which you are unsure,” says Nelson. Here are some basic questions you should have answered:

* Does the plan cover ABS brakes or special luxury options in your new vehicle?
* Are there restrictions on where you can take your car for repairs?
* Is the warranty transferable?
* How is the deductible handled?
* Is there a waiting period before coverage kicks in?
* Is your warranty backed by a respected insurance company or is it simply reinsured through a risk retention group or a reinsurer?

When she signed up for an extended warranty through Continental Warranty, Amy Cook of Oregon didn’t think she’d ever have to use it, but when her transmission and air conditioning both failed at the same time, she was glad she had it. “Continental Warranty has been a financial blessing to me. Having the warranty helped me greatly because I really didn’t know how I would pay for the repair bill,” she says.

To get the peace of mind of knowing that you won’t be in for any unpleasant surprises, log on to www.continentalwarranty.com and sign up for a free no-obligation quote today. All warranties come with a 30 day money back guarantee.

source: http://usedcarsandtrucks.com/Why-Need-Vehicle-Warranty.asp

Knock 15% Off the Price of Your Next Used Truck or SUV

one of my favorite articles about used trucks, you will like it:

There is no reason to pay list price for a used pickup truck or SUV – absolutely none. Take a moment to read this article and you should knock 15% off the cost of your next used truck or SUV.

• You’re Going To Save Money at Smart Dealers: Industry expert Dale Pollak writes in his book, “Velocity-From the Front Line to the Bottom Line” that used vehicles are assets that depreciate every day. Smart dealers know they make more money from quantity. They want to turn their inventory. Selling 1500 vehicles at a $400 profit is always going to be better than selling 400 vehicles at a $1500 markup because most dealers don’t have a handle on what it costs them to stock their inventory and carry it for 30 days or more.

• Find a Smart Dealer: Check the dealer’s website for the vehicle you want. If the price changes daily (or more often), you’ve found a dealer who has smart business practices. Websites with prices that don’t change for a week or more point to dealers who are living in the Stone Age.

• Independent Dealers Need Your Money More: Their sales are lagging behind franchised dealers who are better able to advertise their wares both new and used. An independent dealer faces greater pressure to deal.

• Private Sellers Are Your Best Bet: Facing the lion's share of used-vehicle declines were private-party sellers, which were down 13 percent. CNW Research of Bradenton, Ore., attributes a large part of private-party sales drop-off to an inability to find financing.

• Cash Is King: If you got it, flaunt it. Be up front that you’re paying cash and you’re willing to walk out the door. It’s just like real estate. The seller wants to know they’re dealing with a buyer who can actually pay.

• Most value-setting websites are at least a week behind: Websites open to consumers just don’t update that quickly. The introduction of a $2000 rebate on a new truck can have an instant impact on the price of used vehicles. Track manufacturers’ websites for special offers. By the way, smart dealers have tools at their disposal that are going to give daily updates on used car values.

• Be Patient: Find a truck or SUV you like. Note the price and wait a week. If the truck’s still on the lot, the dealer might start thinking it’s a dog that won’t hunt. If you’re really patient, wait two weeks. The dealer’s going to be ready to deal and grateful you’re taking the car off his or her hands. For example, according to an article in AutoRemarketing.com, a 2005 Cadillac Escalade ESV in mid-July 2008 had a wholesale price of $17,500, which was down $6,000 from a few weeks prior. In less than a month, the vehicle’s value dropped 25%.

• Do Your Homework on the Options: Some are overpriced because they were expensive when new. A three-year old DVD system, for example, could add $492 to the price of an F-150. Tell the dealer it’s a deal breaker. Old electronics aren’t worth squat. They depreciate much more rapidly than automobiles.

• Be Willing to Settle: Don’t lose a truck or SUV you really want over a couple hundred bucks. You offer a dealer $17,000 for a $20,000 truck. The dealer counter-offers $17,500. Take it. You’re still coming out ahead of the game – and the suckers out there still paying full price.

• Avoid Certified Pre-Owned: If the vehicle can pass a thorough inspection, now might be the time to avoid certified pre-owned. These vehicles cost more and are subject to higher markup. This step depends on your comfort level.

  source: http://usedcars.about.com/od/settingavalue/a/Save15Percent.htm

Tips For Purchasing A Used Truck In Fox Lake

i liked this article when i read it and i hope it will help you about used trucks Area truck buyers in the searching for Fox Lake used trucks certainly have taken note of very aggressive prices recently. Seemingly fantastic deals all over local area lots may temp you to purchase a used truck before completely mulling over all options available to you and looking at multiple dealerships. Many times, people need to purchase a used truck quickly due to on-the-job needs. Remember that it is important to take your time, however. Naturally, you will think you do not have enough time to make it to five used truck dealers to compare prices, which vary from dealer to dealer. You may think it pays to have a used truck now, but you don’t want to wind up paying later for problems you did not notice at first. That said, simply taking your time does not get you in a new truck. So let us visit some of the issues you should contemplate when deciding which truck to buy. First, say you locate a used truck for sale by its owner and believe it is a solid option. It’s important you ask a couple of key questions. Find out why the seller is parting with the vehicle, and only settle for what you are confident is an honest response. Also, ask how the owner used the truck and where and why it was driven on a daily basis. This information lets you know how many short versus long trips the truck was used for and how much effort its engine and transmission had to endure, especially if the truck was used routinely for towing or carrying loads. If do your shopping at area dealers, you will not be able to directly ask the previous owner about the truck’s average day, but you should still ask the salesperson where it was driven and the type of duties it performed. Whether buying from and individual seller or dealership, be sure to ask for the vehicle’s service records. Finding a reliable used truck from a private seller is not always simple, and dealerships boast a wider array of options to choose from in one locale, which will help you find your “new” used truck with the greatest expediency. Doing your research beforehand about the vehicles in which you are interested is important when shopping for used trucks from any type of seller, but especially a dealership. Before heading out for test drives, you should have in mind the features and requirements you need in a used truck and what you should be paying. Even if you are at a Fox Lake Chevy dealer perusing a Toyota Tacoma, even though it is a different brand of truck from the dealership’s new inventory specialty, the sales representatives at the dealership likely still know more than you do. That is their job. Your task is to know precisely what you need so you don’t let someone else control your purchasing decision. Online research is the best and quickest way of getting ready to visit used truck lots. At the same time, because a used vehicle dealership sells a variety of used trucks, you can pick the specific dealerships you like best instead of the dealer with the same branding as the used truck you wish to buy. Pricing is not same throughout Fox Lake used truck dealers so make certain you concentrate your efforts on finding the dealerships most friendly to truck buyers. You can go about this in a number of ways, like as asking your friends or checking dealer rating websites to see how your local Fox Lake used truck dealerships fare with other consumers. My next bit of advice seems obvious. Test-drive the truck if you are considering purchasing it. I have encountered many people who have bought a used truck without ever getting behind the wheel, simply because the specs on the sticker met their needs. This is ridiculous, but people do it. They shouldn’t. Driving a used truck is paramount to discovering if it has any peculiarities which you need to ask the seller about. Whether you find yourself at a Fox Lake Chevy dealer or Dodge dealer, bear in mind that you must to be prepared to walk out if you are not getting the transaction you think you deserve. Leaving is the one thing you have in your arsenal that the salesperson does not. Other local dealers and individuals selling Fox Lake used trucks will be able to fill your needs. After you’ve selected a used truck to buy, visit a mechanic you trust for a full inspection on the vehicle. Pay now to have the truck inspected instead of later for repairs that you could have avoided by selecting a different vehicle. If you keep these things in mind while looking for used trucks, you will find the used truck that is right for you in a reasonable amount of time. By: Sarah Brighton Article Directory: http://www.articledashboard.com

When to buy a used truck

i have read this article and i like it, i hope it will help you

When it comes to the ideal month, the best time to visit a truck dealer is between August and November because it is during these months when new models of trucks are unveiled. Wouldn't it be a bummer if you will buy a truck one day then several weeks or days after, you will learn that the manufacturer has come out with a newer model of the truck you have just bought.

Try to time your purchase, toward the end of the month. This is when the sales department and salesmen are trying to meet or exceed their monthly sales quotas. This often determines their bonus for the month, so they are really motivated to make more sales! This means YOU may save money at this time.

As far as days of the week are concerned, the best time to go to a dealer is during the middle of the week. Avoid going to a truck dealer during weekends, because that's when most people go out to buy trucks. If you will go to a dealer during weekdays, you can be sure that you will get dedicated attention from the dealer.

source: http://www.squidoo.com/truck-buying-guide

Used Trucks As An Affordable Alternative

What do you do when it is time to replace your old truck but the finances are just not available? One alternative is to look at used trucks.

Used trucks are available in all makes and models. In addition, you can find used trucks in all different conditions. You can find trucks that are nothing but beaters or that are still in showroom condition that all have one thing in common, which is that they have been used.

Although it may take some work on your part, diligent searching will turn up a truck that is exactly right for you and your purposes. In addition, you will find the vehicle which is in the right price range. Here are some hints to help you to find the perfect truck.

As with all used vehicles, one of the best places to find a quality used truck is at a new truck dealer. These dealers have customers who have for many years traded in their vehicle every time it reaches the one, two or three year mark. Therefore, it is possible to find vehicles as new as the last model year. These vehicles often have been serviced regularly and are almost showroom perfect. The advantage is that someone else has taken the blow in value that comes from driving the vehicle off the lot the first time.

You will also find used trucks at used car dealers. These trucks may be older than those found at the new car dealers. In addition, they may not have the manufacturer’s warranty available. Beware of the used car dealers that purchase their vehicles at the auctions where new car dealers sell vehicles that do not meet their standards.

Used trucks may also be bought from private parties. If you find a private party who has decided to sell his own vehicle rather than take the loss of a trade in value, you can get some really great deals. Sometimes you can find these vehicles at even better prices and in just as good of shape as used vehicles found at new car dealerships.

When looking to buy a vehicle from a private party, don’t forget the want ads of your local newspaper. Also, be sure to check online for vehicles for sale in your area. In particular, do not forget to check out Craigslist.

By shopping carefully for used trucks, you can buy a vehicle that has several years service available and will save you several hundred dollars.

source: http://news.loan-arrangers.co.uk/used-trucks-as-an-affordable-alternative_18909333.html

used truck FAQ

he first step in buying a used car is a detailed assessment of your transportation needs. It's a good idea to answer the following questions:

How will the car be used?
The first thing to do is to decide on a class of vehicle that best fits your lifestyle.

What are you looking for?
Create a checklist and stick to it. Figure out what your needs are and plan a budget. Know what you are looking for before you look at the first car.

Who will be driving the car? And where?
If you're concerned about taking your kids to soccer practice, you're probably going to need a car with lots of seating and storage capacity. If this is a first car for your son or daughter, you will want to make sure it is safe and reliable. If you're planning to use the car for commuting, gas mileage and comfort may be your biggest considerations.

What are some vehicle safety features you are looking for?
Are you interested in anti-lock brake systems, front and side airbags, integrated seat belt systems, head injury protection, or child protection equipment?

ONCE YOU'VE DECIDED ON TYPE

After you narrow your search to a few makes and models, analyze the pros and cons for each. There are many excellent resources available to help you do your research, including web sites, dealerships, and your local library. Read Consumer Reports magazine -- online or hard copy -- for reliability and repair ratings as well as general advice. Check out the sources on the web that offer pricing information and comprehensive advice on buying a used car, such as Edmunds and Kelley Blue Book. In addition, refer to the list of web sites included in this publication. Look at individual used vehicles. Gather as much information as you can on the different makes and models. Check out the retail value, available options, performance, and track record for repairs. You can purchase your new, previously owned car from an independent used car lot, a new-car dealership, an auction, a used car superstore, or a private seller. Wherever you decide to buy your car, there are some important things you need to know. While your heart will play a big role in your decision, don't lose your head. Be willing to walk away from the car if the deal doesn't meet the criteria you laid out earlier in your checklist. Your ability to negotiate a great deal will increase by magnitudes. Always know the market value of any car you're considering and make your first offer lower.It's always easy to go up from your initial offer, but you probably won't be able to negotiate down from there. Several web sites offer pricing information to help you determine the value of the car. Compare the car you are considering to other cars that are similar to make the best assessment Most of us know it's a good idea to insist on test driving any car before buying. But what's the right way to test drive a car and what should you be looking for? You should first plan on spending as long as possible on your test drive. This will give you a chance to thoroughly examine the car. Take a look. Make sure the body parts line up, the paint matches, the doors open and close easily, and the tires show even wear. Lift the hood. Check under the hood for leaky hoses, worn belts, and dirty oil. Automatic transmission fluid should be clear and reddish, and not smell burned. Radiator water should have a light yellow or green color. Take a seat. Turn the ignition key to "accessory" and make sure all of the warning lights and gauges work. Start the car and check all lights and accessories and make sure no warning lights remain lit on the dashboard. Have the airbag checked. Pay close attention to the airbag indicator lights. If these lights fail to illuminate as you start the car, or stay lit after the car is running, it is a warning that the car's airbags are not functioning correctly. Since this is a problem that you may not be able to detect yourself, have a mechanic inspect the airbags for you. Poke around. Look for signs of water damage. For example, waterlines in the trunk or engine compartment; mud or dirt under the carpet; water or rust in the spare tire well; and frayed, loose, or brittle wires. Turn on the fan for the heater and air conditioning and see if the air smells musty or mildewy. Perform a safety check. Try on the seat belt and take a test drive to ensure that you are comfortable while driving the vehicle. Make sure head restraints, roof structures, and windshield designs do not interfere with your ability to see clearly. Test the vehicle at dusk or in the early evening to determine your comfort with the visibility provided by the headlamps. If you already have a child safety seat, install it to check for compatibility. Hit the road. Take the vehicle up to 35 to 40 mph. Make sure the shifting is smooth and the steering is straight. When braking, a pull to the left or the right could indicate a brake problem. The steering wheel should not shimmy at high speeds and cornering should be smooth. Check the sources. Buying through the classifieds? Check the name on the title and match it to the name on the seller's drivers license. Many individuals disguised as private sellers are actually unlicensed, unregulated curbstoners, who may pass problem cars on to unsuspecting buyers. Get a thorough inspection. It is a good idea to have a trusted mechanic inspect the car for problems that may not be easily identified. Specifically ask for the car to be put on a lift. This may cost a few bucks, but it could save you a lot of money by avoiding a car with hidden problems source: http://w.carfax.com/car_buying/used_car_guide.cfm

How to evaluate used truck

Purchasing any used vehicle comes with its share of risks. You never know if you are getting value for your money. When it comes to buying a used truck there are a number of steps that can be taken to ensure that you get a quality vehicle.

Evaluating a used truck can include the following:

* There are a number of helpful internet sites designed to educate the consumer about specific used vehicles. For instance, Consumer Guide Automotive provides reliable information, reviews, and ratings on thousands of used cars, trucks, SUVs, and minivans. Doing research beforehand can really help when selecting a used truck.

* Read reviews about used trucks that include an evaluation of a truck's specifications. As well, there are many online sites that rank used vehicles which can be very helpful when selecting a used truck. Some makes and models are a better quality than others. You should find out which used trucks are the most reliable. Look for details about brakes and suspension, radiator and cooling system, and the gearbox and clutch.

* You should request a vehicle history report. Auto dealership sites provide this type of information and used truck sales companies should also be able to provide you with the information. When dealing with a used truck dealership, make sure you know how much you are willing to spend. When calculating your budget, make sure you include insurance, registration fees, and any taxes you will have to pay.

* Mileage is an important aspect of evaluating a used truck. Used trucks that average more than 12,000 miles per year are considered 'high mileage' vehicles. It is important to ask if the truck's accumulated mileage is from highway or urban driving. Town and city driving tend to cause more wear and tear on a truck.

* The condition of the exterior of the vehicle is an important factor to consider. You should look for dents, scratches, paint touch ups, rust, and any extensive body work that has been done on the truck. Ask for a history of maintenance work that has been done on the truck. If new parts have been installed, make sure there is a warranty. Don't purchase a truck that has not been recently inspected.

* Don't buy a specialty used truck. You want to make sure that your used truck is common so that you do not have any problems acquiring any used parts.

* The mechanical features of a used truck are another aspect that should be considered. Stick shifts tend to be rougher on a cars engine and performance. As well, diesel fueled vehicles have motors that last longer than gasoline fueled engines. Make sure that you test-drive the truck at different speeds so that you get a feel for the quality of the engine, transmission, and breaks.

* Incidental factors that affect the value of a used truck include how well certain features operate such as the air conditioning, heater, radio, seat belts, gear shift, and windows.

* Look under the truck for fluid spots. A puddle of fluid can indicate there is a leak somewhere. Also, make sure that you look underneath to check for rusty pipes and mechanical devices.

Each year, more than a million used trucks are put on the market. The chances are that you will not have a problem finding a truck in your price rage. However, the key is to arm yourself with the right knowledge so that you don't get stuck with a lemon.

source: http://www.isnare.com/?aid=389004&ca=Automotive

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